John H Ward & Co.

Welcome
Integrity, the cornerstone of who we are in all we do.

John H. Ward & Co. was founded on this simple philosophy with the mission of helping our clients succeed in their financial lives.  As an independent insurance and benefits firm, we provide sound and comprehensive services, and strive to earn a reputation for excellence in our industry.  We focus on creating financial stability and security for all our clients, which can lead to their economic independence. 

Our “hands on” approach to financial guidance for individuals or for businesses is the key to our clients’ success.  Our standing as an industry knowledge leader is just one of the advantages of how we conduct business for you.  This wisdom, paired with a truly caring and personal approach embraced by our entire staff, is the benchmark of how we work for our clients and their advisors. 

We take our stewardship of your financial future very seriously.  To that end, we will do everything in our power to keep you focused on your objectives. We strive to provide sound advice to you on how to reach that objective, and continually remind you of the importance of maintaining a disciplined approach … the key to achieving your well thought out plan. 

At John H. Ward & Co., we believe that your long term success can be enhanced by our competence, our understanding of your unique circumstances, and our steadfast commitment to helping you reach financial independence.

We welcome your questions and comments and look forward to demonstrating how our proven expertise, combined with a reputation for unsurpassed integrity, can work for you.

Please call us at (502) 581-1020 or send us an e-mail today.
Calculators

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

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Newsletters

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

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