John H Ward & Co.

Welcome
Integrity, the cornerstone of who we are in all we do.

John H. Ward & Co. was founded on this simple philosophy with the mission of helping our clients succeed in their financial lives.  As an independent insurance and benefits firm, we provide sound and comprehensive services, and strive to earn a reputation for excellence in our industry.  We focus on creating financial stability and security for all our clients, which can lead to their economic independence. 

Our “hands on” approach to financial guidance for individuals or for businesses is the key to our clients’ success.  Our standing as an industry knowledge leader is just one of the advantages of how we conduct business for you.  This wisdom, paired with a truly caring and personal approach embraced by our entire staff, is the benchmark of how we work for our clients and their advisors. 

We take our stewardship of your financial future very seriously.  To that end, we will do everything in our power to keep you focused on your objectives. We strive to provide sound advice to you on how to reach that objective, and continually remind you of the importance of maintaining a disciplined approach … the key to achieving your well thought out plan. 

At John H. Ward & Co., we believe that your long term success can be enhanced by our competence, our understanding of your unique circumstances, and our steadfast commitment to helping you reach financial independence.

We welcome your questions and comments and look forward to demonstrating how our proven expertise, combined with a reputation for unsurpassed integrity, can work for you.

Please call us at (502) 581-1020 or send us an e-mail today.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Disability Income Insurance

How much Disability Income Insurance do you need?

More Calculators →

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

HOT TOPIC: Why Watch the Employment Situation

Labor reports showed some signs of improvement in the second half of 2011. This article takes a closer look at the official reports that track employment, factors that held back job creation after the recession officially ended, and whether recent gains are enough to spark more robust growth.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

More Newsletters →